The Bank offers services to legal and natural entities in all segments of operation. The Bank's customers are served from one place, thus enabling better overview over the overall operation of each customer and an opportunity for combining the products and services. The average way of service ensures producing a quality and competitive offer adjusted to the customer's requirements.

• TRADE FINANCE OPERATIONS

In this segment significant results are being achieved by extending guarantees and letters of credit to small and medium-size businesses, for export arrangements as well as for support of participation in tenders of the large Macedonian companies in big domestic and international projects.

• COMMISSION BASED (INTERMEDIARY) SERVICES

The Bank offers commission based (intermediary) services to physical persons and legal entities in all segments of its operations. It manages the assets on behalf and for the account of the legal and natural entities, which are further placed as non-earmarked loans for companies and securities for the customers.

NLB Tutunska Banka has active part in the purchase of state securities (treasury bills and state bonds) on behalf of the customers.

• Cash Operations

In this segment, the Bank performs cash processing services, as well as procurement, keeping and distribution of securities. The Bank is also engaged in purchase and sale, transportation and providing cash for other business banks, for legal entities and for foreign representative offices and embassies.

Trading with long-term securities

The Bank, through its broker NLB Tutunska Broker, makes possible to its customers to realize their interest in the market of capital in Macedonia by consulting services and information regarding selection of the most favorable offers for investing their assets in long-term securities.